金融包容的减贫效应研究——来自中国微观数据的经验分析

›› 2019 ›› Issue (03): 82-88.

金融包容的减贫效应研究——来自中国微观数据的经验分析

张雄^1,2,3, 张庆红¹

1. 新疆财经大学统计与数据科学学院, 新疆乌鲁木齐 830012;
2. 新疆社会经济统计研究中心, 新疆乌鲁木齐 830012;
3. 西南财经大学统计学院, 四川成都 610074

收稿日期:2018-11-20 出版日期:2019-05-15 发布日期:2019-05-14
作者简介:张雄(1980-),男,新疆昌吉人,新疆财经大学统计与数据科学学院讲师,西南财经大学博士研究生,研究方向为社会经济统计;张庆红(1973-),女,新疆石河子人,新疆财经大学统计与数据科学学院副教授,博士,硕士生导师,研究方向为贫困问题。
基金资助:
国家自然科学基金项目"新疆连片特困地区多维贫困测度及其影响因素研究"（71640033）；新疆社会科学基金项目"多维贫困视角下南疆四地州农户金融包容的减贫效应及政策研究"（17BJY023）；新疆社会经济统计研究中心项目"新疆人类发展指数研究"（XJEDU050312C04）。

Poverty Reduction Effect of Financial Inclusion:An EmpiricalAnalysis Based on China's Micro Data

ZHANG Xiong^1,2,3, ZHANG Qing-hong¹

1. School of Statistics and Data Science, Xinjiang University of Finance and Economics, Urumqi, Xinjiang 830012, China;
2. Xinjiang Social & Economic Statistics Research Center, Urumqi, Xinjiang 830012, China

Received:2018-11-20 Online:2019-05-15 Published:2019-05-14

摘要/Abstract

摘要： 基于中国家庭金融调查（CHFS）2013数据，从贫困状态、贫困深度和贫困强度三个角度测度农户贫困状况，运用倾向得分匹配（PSM）方法分析金融包容对农户贫困减缓的影响。研究发现：金融包容能够显著减缓农户贫困；分区域来看，金融包容减缓西部地区农户贫困的效应大于东部和中部地区。进一步作用机制分析发现：金融包容可通过促进农户家庭创业和教育人力资本提升来减缓贫困。

关键词: 金融包容, 农户贫困, 减贫效应, 倾向得分匹配

Abstract: Based on China Household Finance Survey(CHFS)data in 2013,this paper uses the method of propensity score matching(PSM) to study the impact of financial inclusion on the poverty of peasant households from the state of poverty,poverty gap and poverty severity.The results show that financial inclusion can significantly reduce the poverty of peasant households.From a regional perspective,the effect of financial inclusion on poverty reduction in the western region is more obvious than in the eastern and middle regions.Further mechanism analysis shows that financial inclusion can reduce the poverty of peasant households by the family entrepreneurship and educational human capital promotion.

Key words: financial inclusion, poverty of peasant households, poverty reduction effect, PSM

中图分类号:

张雄, 张庆红. 金融包容的减贫效应研究——来自中国微观数据的经验分析[J]. , 2019(03): 82-88.

ZHANG Xiong, ZHANG Qing-hong. Poverty Reduction Effect of Financial Inclusion:An EmpiricalAnalysis Based on China's Micro Data[J]. , 2019(03): 82-88.

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