关键词: 数字普惠金融, 数字乡村发展, 县域

Abstract: The development of digital villages can’t be separated from financial support. However, due to the profit-seeking and exclusive characteristics of finance, the allocation of financial resources in villages is relatively insufficient. The emergence of digital inclusive finance has opened up a new path to alleviate this phenomenon and promote the development of digital villages. Based on the data of 1716 counties, this paper empirically analyzes the influence of digital inclusive finance on the development of digital villages. The results show that digital inclusive finance and its sub-indices can significantly promote the development of digital villages; The role of digital inclusive finance in promoting the development of digital villages is different in the eastern, central and western regions and in the high and low level regions of digital inclusive finance. Digital inclusive finance not only promotes the development of digital villages in this region, but also inhibits the development of digital villages in surrounding areas. Therefore, in the development of digital villages, we should firmly grasp the dividend brought by the development of digital inclusive finance, and different regions should adjust measures to local conditions, strengthen inter-regional exchanges and cooperation while formulating differentiated digital inclusive finance development policies, and jointly promote the development of digital inclusive finance.

Key words: digital inclusive finance, the development of digital villages, county