›› 2019 ›› Issue (03): 23-36.

• 金融经济 • 上一篇    下一篇

普惠金融与就业增加:直接影响与空间溢出效应

林春, 康宽, 孙英杰   

  1. 辽宁大学 经济学院, 辽宁 沈阳 110036
  • 收稿日期:2018-12-14 出版日期:2019-05-15 发布日期:2019-05-14
  • 作者简介:林春(1985-),男,辽宁黑山人,博士,辽宁大学经济学院讲师,研究方向为金融发展理论与政策;康宽(1994-),男,山东菏泽人,辽宁大学经济学院硕士研究生,研究方向为金融发展理论与政策;孙英杰(1987-),女,辽宁瓦房店人,辽宁大学经济学院博士研究生,研究方向为金融发展理论与政策。
  • 基金资助:

    教育部人文社会科学重点研究基地重大项目"全球经贸体系重构下中国经济改革深化与发展方式转型研究"(14JJD790021);辽宁省社科规划基金青年项目"创新驱动与辽宁地区全要素生产率提升"(L18CJL003);辽宁省社科规划重点基金项目"辽宁省改善营商环境与提升开放性经济水平互动研究"(L17AJY008);辽宁省教育厅人文社科青年项目"辽宁地区金融资源配置效率研究"(WQN201725);辽宁省经济社会发展研究项目"促进辽宁生产性服务业发展的营商因素研究"(2019lslktyb-015l);辽宁大学青年科研基金项目"创新驱动对全要素生产率提升作用研究"(LDQN2018011)。

Financial Inclusion and Employment Increase:Direct and Spatial Spillover Effects

LIN Chun, KANG Kuan, SUN Ying-jie   

  1. School of Economics, Liaoning University, Shenyang, Liaoning 110036, China
  • Received:2018-12-14 Online:2019-05-15 Published:2019-05-14

摘要: 在就业总量性矛盾得到缓解、结构性矛盾日益突出的背景下,基于2005-2015年中国省级面板数据,采用普通面板及空间面板模型实证考察普惠金融对就业的影响效应,研究显示:普惠金融发展能够显著促进第一及第三产业就业水平的增加,承接第二产业的结构性、摩擦性失业人员,进而促进总体就业水平的提升。地区之间普惠金融发展的协调性不足,周边地区普惠金融发展对就业具有明显的负向溢出效应。沿海地区普惠金融发展对总体就业的促进作用不显著,但地区之间更加协调;内陆地区普惠金融发展对三次产业就业均具有显著的促进作用,但地区之间协调性不足。普惠金融发展对生产性及生活性服务业就业均具有显著的促进作用,但呈现出负向溢出效应。

关键词: 普惠金融, 就业增加, 结构性失业, 溢出效应

Abstract: Under the background that the gross employment contradiction has been alleviated and the structural employment contradiction has become increasingly intensified, based on the provincial panel data of China from 2005 to 2015, this paper empirically investigates the effect of financial inclusion on employment by using ordinary panel and spatial panel model. The conclusions are as follows:the development of financial inclusion can significantly promote the level of the employment of the primary and third industries, undertake the structural and frictional unemployment of the secondary industry, and then promote the overall level of employment; The coordination of financial inclusion development among regions is insufficient, and the development of financial inclusion in surrounding areas has a negative spillover effect on employment. The effect of financial inclusion development on the overall employment in coastal areas is not significant, but there is more coordination among regions. The financial inclusion development in inland areas has a significant role in promoting the employment of all industries, but the coordination between regions is insufficient. Financial inclusion development promotes the level of employment in both producer and life services, but it has a negative spillover effect.

Key words: financial inclusion, employment increase, structural unemployment, spillover effects

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