Journal of Guizhou University of Finance and Economics ›› 2025 ›› Issue (6): 63-70.

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Community-Based Elderly Home Care for the Elderly and Digital Consumption in Elderly Households

JIANG Yuanyuan, WEN Yue, CHEN Rui   

  1. Dongbei University of Finance and Economics, Dalian, Liaoning 116023, China
  • Received:2025-01-15 Published:2025-11-24

Abstract: As aging and the digital economy advance, seniors' online spending lags far behind, leaving silver-economy potential untapped. Community-based Elderly Home Care Services(CEHCS) offers a novel, diversified care model that can improve later-life quality and unlock senior-market demand. Departing from prior health-focused studies, we exploit CEHCS reform as a quasi-natural experiment and apply DID to 2013–2019 China Household Finance Survey(CHFS) data. The policy markedly raises older households’ e-commerce spending but has no effect on non-elderly households. Impact is strongest where digital infrastructure and logistics are more advanced. Mechanism tests show CEHCS boosts seniors’ digital capacity—narrowing usage gaps, promoting mobile payments and broadening information channels—thereby diversifying consumption and improving older households’ welfare.

Key words: community-based elderly home care services(CEHCS), digital consumption, digital capability, difference-in-differences

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